
First Choice for a Personal Insurance Company in Highland, IL
Are you having trouble finding the perfect plan out of all the available insurance companies? Let the Jim Lyons Insurance Agency compare rates and save you money. We do the shopping for you by comparing quotes from several popular companies like Travelers, The Hartford Group, and Progressive. Also, as a personal insurance company, we know the importance of cost-effective coverage that ensures you’re protected with no gaps. With us being established in 1980, our staff features an experienced and knowledgeable team that has only your best interests in mind.
Call us now to get started with a quote!
Insurance Quotes Highland, IL
We offer personal, business, medical, and life policies, and annuities at competitive rates. Jim Lyons is your full-service independent insurance agency. Call and see how we find the best combination of price and policy for our clients in the Highland, IL area.
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Insurance
Personal Insurance Highland, IL
- Auto Insurance
- Homeowners’ Insurance
- Renters’ Insurance
- Condo Insurance
- Motorcycle Insurance
- Boat Insurance
- Umbrella Insurance
- RV Insurance
- Flood Insurance
- Life Insurance
- ATV & PWC Insurance
- Health Insurance
- Medicare Supplemental Insurance
Commercial Insurance Highland, IL
- Business Property Insurance
- Business Liability Insurance
- Workers’ Compensation Insurance
- Commercial Umbrella Insurance
- EPLI Insurance
- Commercial Auto Insurance
- Group Life Insurance
- Group Health Insurance
- Commercial Trucking Insurance
- Contractors’ Insurance
Personal Insurance Coverage Highland, IL
- Cyber Liability Insurance
- Garage Insurance
- Restaurant Insurance
- Non-Profit Insurance
- Finance Insurance
- Vacation Rental Insurance
- Daycare Insurance
Call us for an honest conversation about your coverage needs, and let us help you find the balance of price and coverage that works for you!
FAQ
Can I request an insurance quote if I already have coverage with another company?
Yes. Highland residents can contact Jim Lyons Insurance to explore alternatives to their current coverage. Have your existing policy documents available so the team can compare coverage limits, deductibles, and pricing. Reviewing those details helps you understand how a new quote differs from your current policy.
What should I discuss with an insurance agent when a new driver joins my household?
Explain who will be driving, which vehicles they will use, and whether they recently received their license. Ask how adding the driver could affect your coverage and premium. Jim Lyons Insurance can help you explore auto insurance options for your household’s changing needs.
Does Jim Lyons Insurance offer condo insurance in Highland, IL?
Yes. Condo insurance is among the agency’s personal insurance options. When requesting a quote, share any insurance information provided by your condo association. Ask the team to explain how an individual condo policy would work alongside the association’s coverage.
Can I discuss life insurance options for my family?
Yes. Jim Lyons Insurance offers life insurance and can help you explore available options. Discuss your household’s financial responsibilities, the people you want to protect, and your budget. Ask about policy terms, coverage amounts, and eligibility requirements before making a decision.
Can someone help me understand the deductibles and limits in an insurance quote?
Yes. Jim Lyons Insurance can explain policy details so you can make a more informed comparison. Ask the team to walk through the deductibles, coverage limits, and exclusions in each option. These details matter alongside the premium when deciding whether a policy fits your needs.
What insurance should I discuss when expanding my Highland business?
Describe the changes you are making, such as hiring employees, purchasing equipment, adding vehicles, or moving to a larger location. Jim Lyons Insurance offers business property, liability, workers’ compensation, and commercial auto options. Ask which coverage areas should be reviewed as your operations grow.
Does Jim Lyons Insurance serve Highland customers from a local office?
Yes. Jim Lyons Insurance serves Highland customers from its office at 420 W US Highway 40 in Troy, IL. Call (618) 667-9119 or use the website’s contact form to ask questions, discuss coverage, or start an insurance quote.


Meet Your Trusted Insurance Professionals
We have been one of the top insurance companies in the Highland area since opening in 1980. Also, trust our company for a wide range of policies, including all types of vehicles!
Don’t forget to ask about umbrella policies and other personal plans that we offer.
Also, talk to us about insuring your business with products like general liability, workers’ comp, and property coverage. We also provide unique plans for cyber liability, daycare centers, franchises, churches, schools, and much more. We are your one-stop shop for all insurance needs, and we offer medical coverage to ensure you get full coverage plans.
Furthermore, ask about life insurance and annuities, too!
Trust the company with over 35 years of experience for your insurance needs. We’re open Monday – Friday, and what sets us apart is our service.
Call with any questions you have, or find us online for more details!